Click Here For A Quick Mortgage Quote - 11/26/18

Today’s Low Mortgage Rates:  11/26/18

Robert Reid - Call 516-747-2500

Email: reid@gardencitymortgage.com

WWW.GARDENCITYMORTGAGE.COM

 

FREE APPRAISAL

(Conventional & High Balance Only)

 

Conventional - $125,000  to  $424,100 – Fixed Rate

30 Year Fixed – 4.75 (APR 4.787%)

20 Year Fixed – 4.50% (APR 4.551%)

15 Year Fixed – 3.875% (APR 3.970%)

10 Year Fixed – 3.125% (APR 3.219%)

 

High Balance - $424,101  to  $636,150 – Fixed Rate

30 Year Fixed – 4.625% (APR 4.642%)

20 Year Fixed – 4.50% (APR 4.523%)

15 Year Fixed – 4.125% (APR 4.154%)

10 Year Fixed – 4.125% (APR 4.153%)

                                                                               

Jumbo  - Over  $636,151 – Fixed Rate

30 Year Fixed – 4.625% (APR 4.642%)

15 Year Fixed – 4.375% (APR 4.404%)

 

FHA – $125,000 to $453,100 – Fixed Rate

30 Year Fixed – 4.25% (APR 4.287%)

20 Year Fixed – 4.25% (APR 4.301%)

15 Year Fixed – 3.75% (APR 3.845%)

10 Year Fixed – 3.75% (APR 3.844%)

 

FHA – $453,101 to $679,650 – Fixed Rate

30 Year Fixed – 4.25% (APR 4.267%)

15 Year Fixed – 4.25% (APR 4.279%)

 

VA – $125,000 to $453,100 – Fixed Rate

30 Year Fixed – 4.25% (APR 4.287%)

20 Year Fixed – 4.375% (APR 4.426%)

15 Year Fixed – 4.125% (APR 4.219%)

10 Year Fixed – 4.125% (APR 4.219%)

 

VA – $453,101 to $1,500,000 – Fixed Rate

30 Year Fixed – 4.50% (APR 4.517%)

15 Year Fixed – 4.375% (APR 4.404%)

 

 

You can get lower rates by paying points.

Call for our low adjustable rate mortgages.

 

Average Rate Of 30 Year Fixed Rate Mortgage

Last 10 Years = 5.72%

Last 20 Years = 6.52%

Last 30 Years = 7.45%

Last 40 Years = 8.15%

 

Historic High Rate = 18.63% (1981)

Historic Low Rate = 3.25% (2016)

 

Garden City Mortgage (NMLS # 7052)

170 Tullamore Road Garden City, NY 11530

Registered Mortgage Broker-NYS Dept of Financial Services

All mortgages arranged with third party providers

Call: 516-747-2500 / Fax: 516-747-9338

WWW.GARDENCITYMORTGAGE.COM

We are open until 7 PM weekdays & weekends.

All rates are subject to change at any time.

Rates quoted are for 30 day rate locks.

Longer lock periods are available.