Click Here For A Quick Mortgage Quote - 12/3/18
Today’s Low Mortgage Rates: 12/3/18
Robert Reid - Call 516-747-2500
Email: reid@gardencitymortgage.com
FREE APPRAISAL
(Conventional & High Balance Only)
Conventional - $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 4.625 (APR 4.662%)
20 Year Fixed – 4.375% (APR 4.426%)
15 Year Fixed – 3.875% (APR 3.970%)
10 Year Fixed – 3.875% (APR 3.969%)
High Balance - $484,351 to $726,525 – Fixed Rate
30 Year Fixed – 4.625% (APR 4.642%)
20 Year Fixed – 4.50% (APR 4.523%)
15 Year Fixed – 4.00% (APR 4.029%)
10 Year Fixed – 4.00% (APR 4.028%)
Jumbo - Over $726,525 – Fixed Rate
30 Year Fixed – 4.625% (APR 4.642%)
15 Year Fixed – 4.375% (APR 4.404%)
FHA – $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 4.125% (APR 4.162%)
20 Year Fixed – 4.125% (APR 4.176%)
15 Year Fixed – 3.625% (APR 3.720%)
10 Year Fixed – 3.625% (APR 3.719%)
FHA – $484,351 to $726,525 – Fixed Rate
30 Year Fixed – 4.25% (APR 4.267%)
15 Year Fixed – 4.25% (APR 4.279%)
VA – $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 4.25% (APR 4.287%)
20 Year Fixed – 4.25% (APR 4.301%)
15 Year Fixed – 4.125% (APR 4.219%)
10 Year Fixed – 4.125% (APR 4.219%)
VA – $484,351 to $1,500,000 – Fixed Rate
30 Year Fixed – 4.375% (APR 4.392%)
15 Year Fixed – 4.25% (APR 4.279%)
You can get lower rates by paying points.
Call for our low adjustable rate mortgages.
Average Rate Of 30 Year Fixed Rate Mortgage
Last 10 Years = 5.72%
Last 20 Years = 6.52%
Last 30 Years = 7.45%
Last 40 Years = 8.15%
Historic High Rate = 18.63% (1981)
Historic Low Rate = 3.25% (2016)
Garden City Mortgage (NMLS # 7052)
170 Tullamore Road Garden City, NY 11530
Registered Mortgage Broker-NYS Dept of Financial Services
All mortgages arranged with third party providers
Call: 516-747-2500 / Fax: 516-747-9338
WWW.GARDENCITYMORTGAGE.COM
We are open until 7 PM weekdays & weekends.
All rates are subject to change at any time.
Rates quoted are for 30 day rate locks.
Longer lock periods are available.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.
Company: Garden City Mortgage | Address: 170 Tullamore Road | Phone: (516) 747-2500 | Fax: (516) 747-9338 | Email: reid@gardencitymortgage.com
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