Today’s Low Mortgage Rates: 1/4/19
Robert Reid (NMLS 7848) - Call 516-747-2500
Email: reid@gardencitymortgage.com
FREE APPRAISAL
(Conventional & High Balance Only)
Conventional - $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 4.25 (APR 4.287%)
20 Year Fixed – 4.25% (APR 4.301%)
15 Year Fixed – 3.75% (APR 3.845%)
10 Year Fixed – 3.625% (APR 3.719%)
High Balance - $484,351 to $726,525 – Fixed Rate
30 Year Fixed – 4.50% (APR 4.517%)
20 Year Fixed – 4.25% (APR 4.273%)
15 Year Fixed – 4.00% (APR 4.029%)
10 Year Fixed – 3.875% (APR 3.903%)
Jumbo - Over $726,525 – Fixed Rate
30 Year Fixed – 4.625% (APR 4.642%)
15 Year Fixed – 4.125% (APR 4.154%)
FHA – $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 3.75% (APR 3.787%)
20 Year Fixed – 3.75% (APR 3.801%)
15 Year Fixed – 3.75% (APR 3.845%)
10 Year Fixed – 3.75% (APR 3.844%)
FHA – $484,351 to $726,525 – Fixed Rate
30 Year Fixed – 3.99% (APR 4.007%)
15 Year Fixed – 3.99% (APR 4.019%)
VA – $125,000 to $484,350 – Fixed Rate
30 Year Fixed – 3.75% (APR 3.787%)
20 Year Fixed – 3.875% (APR 3.926%)
15 Year Fixed – 3.75% (APR 3.844%)
10 Year Fixed – 3.75% (APR 3.845%)
VA – $484,351 to $1,500,000 – Fixed Rate
30 Year Fixed – 3.99% (APR 4.007%)
15 Year Fixed – 3.99% (APR 4.019%)
You can get lower rates by paying points.
Call for our low adjustable rate mortgages.
Average Rate Of 30 Year Fixed Rate Mortgage
Last 10 Years = 5.72%
Last 20 Years = 6.52%
Last 30 Years = 7.45%
Last 40 Years = 8.15%
Historic High Rate = 18.63% (1981)
Historic Low Rate = 3.25% (2016)
Garden City Mortgage (NMLS # 7052)
170 Tullamore Road Garden City, NY 11530
Registered Mortgage Broker-NYS Dept of Financial Services
All mortgages arranged with third party providers
Call: 516-747-2500 / Fax: 516-747-9338
WWW.GARDENCITYMORTGAGE.COM
We are open until 7 PM weekdays & weekends.
All rates are subject to change at any time.
Rates quoted are for 30 day rate locks.
Longer lock periods are available.