Click Here For A Quick Mortgage Quote 11/29/18

Today’s Low Mortgage Rates:  11/29/18

Robert Reid - Call 516-747-2500

Email: reid@gardencitymortgage.com

WWW.GARDENCITYMORTGAGE.COM

 

FREE APPRAISAL

(Conventional & High Balance Only)

 

Conventional - $125,000  to  $484,350 – Fixed Rate

30 Year Fixed – 4.625 (APR 4.662%)

20 Year Fixed – 4.375% (APR 4.426%)

15 Year Fixed – 3.875% (APR 3.970%)

10 Year Fixed – 3.125% (APR 3.219%)

 

High Balance - $484,351  to  $726,525 – Fixed Rate

30 Year Fixed – 4.625% (APR 4.642%)

20 Year Fixed – 4.50% (APR 4.523%)

15 Year Fixed – 4.00% (APR 4.029%)

10 Year Fixed – 4.00% (APR 4.028%)

                                                                               

Jumbo  - Over  $726,525 – Fixed Rate

30 Year Fixed – 4.625% (APR 4.642%)

15 Year Fixed – 4.375% (APR 4.404%)

 

FHA – $125,000 to $484,350 – Fixed Rate

30 Year Fixed – 4.125% (APR 4.162%)

20 Year Fixed – 4.125% (APR 4.176%)

15 Year Fixed – 3.625% (APR 3.720%)

10 Year Fixed – 3.625% (APR 3.719%)

 

FHA – $484,351 to $726,525 – Fixed Rate

30 Year Fixed – 4.25% (APR 4.267%)

15 Year Fixed – 4.25% (APR 4.279%)

 

VA – $125,000 to $484,350 – Fixed Rate

30 Year Fixed – 4.25% (APR 4.287%)

20 Year Fixed – 4.25% (APR 4.301%)

15 Year Fixed – 4.125% (APR 4.219%)

10 Year Fixed – 4.125% (APR 4.219%)

 

VA – $484,351 to $1,500,000 – Fixed Rate

30 Year Fixed – 4.375% (APR 4.392%)

15 Year Fixed – 4.25% (APR 4.279%)

 

 

You can get lower rates by paying points.

Call for our low adjustable rate mortgages.

 

Average Rate Of 30 Year Fixed Rate Mortgage

Last 10 Years = 5.72%

Last 20 Years = 6.52%

Last 30 Years = 7.45%

Last 40 Years = 8.15%

 

Historic High Rate = 18.63% (1981)

Historic Low Rate = 3.25% (2016)

 

Garden City Mortgage (NMLS # 7052)

170 Tullamore Road Garden City, NY 11530

Registered Mortgage Broker-NYS Dept of Financial Services

All mortgages arranged with third party providers

Call: 516-747-2500 / Fax: 516-747-9338

WWW.GARDENCITYMORTGAGE.COM

We are open until 7 PM weekdays & weekends.

All rates are subject to change at any time.

Rates quoted are for 30 day rate locks.

Longer lock periods are available.