Today’s Low Mortgage Rates: 11/3/18
Robert Reid - Call 516-747-2500
Email: reid@gardencitymortgage.com
FREE APPRAISAL
(Conventional & High Balance Only)
Conventional - $125,000 to $424,100 – Fixed Rate
30 Year Fixed – 4.875 (APR 4.912%)
20 Year Fixed – 4.75% (APR 4.801%)
15 Year Fixed – 4.25% (APR 4.345%)
10 Year Fixed – 3.375% (APR 3.469%)
High Balance - $424,101 to $636,150 – Fixed Rate
30 Year Fixed – 4.99% (APR 5.007%)
20 Year Fixed – 4.875% (APR 4.898%)
15 Year Fixed – 4.625% (APR 4.654%)
10 Year Fixed – 4.75% (APR 4.778%)
Jumbo - Over $636,151 – Fixed Rate
30 Year Fixed – 5.125% (APR 5.017%)
15 Year Fixed – 5.00% (APR 5.654%)
FHA – $125,000 to $453,100 – Fixed Rate
30 Year Fixed – 4.375% (APR 4.412%)
20 Year Fixed – 4.50% (APR 4.551%)
15 Year Fixed – 3.99% (APR 4.085%)
10 Year Fixed – 4.125% (APR 4.219%)
FHA – $453,101 to $679,650 – Fixed Rate
30 Year Fixed – 4.625% (APR 4.642%)
15 Year Fixed – 4.375% (APR 4.404%)
VA – $125,000 to $453,100 – Fixed Rate
30 Year Fixed – 4.50% (APR 4.537%)
20 Year Fixed – 4.50% (APR 4.551%)
15 Year Fixed – 3.99% (APR 4.084%)
10 Year Fixed – 4.25% (APR 4.344%)
VA – $453,101 to $1,500,000 – Fixed Rate
30 Year Fixed – 4.625% (APR 4.642%)
15 Year Fixed – 4.375% (APR 4.404%)
You can get lower rates by paying points.
Call for our low adjustable rate mortgages.
Average Rate Of 30 Year Fixed Rate Mortgage
Last 10 Years = 5.72%
Last 20 Years = 6.52%
Last 30 Years = 7.45%
Last 40 Years = 8.15%
Historic High Rate = 18.63% (1981)
Historic Low Rate = 3.25% (2016)
Garden City Mortgage (NMLS # 7052)
170 Tullamore Road Garden City, NY 11530
Registered Mortgage Broker-NYS Dept of Financial Services
All mortgages arranged with third party providers
Call: 516-747-2500 / Fax: 516-747-9338
WWW.GARDENCITYMORTGAGE.COM
We are open until 7 PM weekdays & weekends.
All rates are subject to change at any time.
Rates quoted are for 30 day rate locks.
Longer lock periods are available.