Today’s Low Mortgage Rates: 12/30/19
Robert Reid (NMLS 7848) - Call 516-747-2500
Email: reid@gardencitymortgage.com
Conventional - $125,000 to $510,400 – Fixed Rate
30 Year Fixed – 3.653% (APR 3.690%)
20 Year Fixed – 3.56% (APR 3.611%)
15 Year Fixed – 3.076% (APR 3.171%)
10 Year Fixed – 3.016% (APR 3.110%)
High Balance - $510,401 to $765,600 – Fixed Rate
30 Year Fixed – 3.743% (APR 3.760%)
20 Year Fixed – 3.625 (APR 3.648%)
15 Year Fixed – 3.348% (APR 3.377%)
10 Year Fixed – 3.262% (APR 3.290%)
Jumbo - Over $765,600 – Fixed Rate
30 Year Fixed – 4.125% (APR 4.142%)
15 Year Fixed – 4.25% (APR 4.279%)
You can get lower rates by paying points.
Call for our low adjustable rate mortgages.
Average Rate Of 30 Year Fixed Rate Mortgage
Last 10 Years = 5.72%
Last 20 Years = 6.52%
Last 30 Years = 7.45%
Last 40 Years = 8.15%
Historic High Rate = 18.63% (1981)
Historic Low Rate = 3.25% (2016)
Garden City Mortgage (NMLS # 7052)
170 Tullamore Road Garden City, NY 11530
Registered Mortgage Broker-NYS Dept of Financial Services
All mortgages arranged with third party providers
Call: 516-747-2500 / Fax: 516-747-9338
WWW.GARDENCITYMORTGAGE.COM
We are open until 7 PM weekdays & weekends.
All rates are subject to change at any time.
Rates quoted are for 30 day rate locks.
Longer lock periods are available.